Welcome to
Signature Lending Services

Hi, I’m Mark Harcrow, broker and owner of Signature Lending Services. With 25 years of experience in Texas, I’m dedicated to offering a personalized approach to your mortgage needs. My goal is to make sure you feel confident and comfortable throughout the process, while working to get you the best rates available. I’m here to simplify things and guide you every step of the way.

Home Buyer’s Guide

Home Buyer’s Guide

Follow our step-by-step guide to learn how to buy a home.

Read the Purchase Guide
Refinance Guide

Refinance Guide

Learn how refinancing can help you save money.

Read the Refinance Guide
Traditional Loans

Traditional Loans

Gain timeless benefits with traditional solutions through our programs.

Read the Traditional Loans Guide
Non-QM/ Non Traditional Loans

Non-QM/ Non Traditional Loans

Discover how Non-QM Loans offer flexible criteria to help you secure financing.

Read the Non-QM/Nontraditional Loans Guide
Commercial Loans

Commercial Loans

Secure your capital to grow your business with our Commercial solutions.

Read our Commercial Loans Guide

What loan is right for you?

We will provide you options based on a quick questionnaire we have. This will take only a few seconds to do and it will help us provide you a solution custom to your needs.

Loan Programs

DSCR LOANS

DSCR LOANS

Designed for real estate investors, these loans are approved based on the property’s income potential to cover the debt, making them ideal for financing rental properties.

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DOWNPAYMENT ASSISTANCE LOANS

DOWNPAYMENT ASSISTANCE LOANS

These programs offer financial help to buyers who may not have enough for a traditional down payment, making homeownership more accessible to those in need.

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P&L ONLY LOANS

P&L ONLY LOANS

Tailored for self-employed individuals, these loans rely on a profit and loss statement to assess income and qualify for a mortgage without needing traditional income documentation.

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BANK STATEMENT LOANS

BANK STATEMENT LOANS

Ideal for self-employed borrowers, this option allows applicants to qualify using bank deposits instead of traditional income verification methods like tax returns or W-2s.

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Want to learn?

Explore the 27 educational articles I’ve created specifically to help guide you through every step of the loan process.

I’m committed to making sure you feel confident and informed in your decisions.

With open communication and easy access whenever you need me, I’m here to ensure you receive the personalized support you deserve from start to finish.

Buying a home is an exciting milestone, but before you start shopping for the perfect place, it’s crucial to get...
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AboutHome Buyer Connect

The Signature Lending Services, is a friendly and agile mortgage bank doing business in over 45 states, D.C., Puerto Rico and the US Virgin Islands. The Company is headquartered in California and Puerto Rico, and has operations in 48 states in the United States.

The Signature Lending Services Mortgage is your one-stop-shop to buy a home or refinance a property, offering a complete line of mortgage products, including Conventional, FHA, VA, Home Improvements and Reverse mortgages.

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We are here for you every step of the way

The Home Buyer Connect Program by The Signature Lending Services is a tectonic shift in customer satisfaction. Our program is designed to facilitate the purchase of your home by leveraging highly professional experienced Real Estate partners combined with our experienced local Market Managers.

Our customers are cared for with the highest degree of professionalism and compassion. We achieve rapid, no hassle underwriting approvals and work with you throughout the home purchase process.

Our Market Managers are all experienced, licensed, local professionals dedicated to ensuring your experience is excellent. They are available to you when you need them by cell, email and text. Our Market Managers do not have a dedicated schedule so they work when you need them, 7 days a week.

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Find your dream home now!

View active listings in your area the same way real estate agents do! We put the power in your hands!

What Our Customers Are Saying

I did a research for signature lending services prior to signing up… everything they talk about on their site are true and more!!! I didn’t think it was gonna happen but Mark, Robert, Dawn, Mike, Mary and all other team members that took part and made the impossible to a possible one. Our case is complicated enough and with our challenge credit and tight timeline— but y’all gave us a second chance and y’all gave us home we can call “ours”. Thank you for everything! -Princess & Estevan

Princess Galang

Mark’s team always takes wonderful care of my clients. He can beat rates like no other lender I’ve worked with. He also gets the job done when other lenders say no. He’s the best!

Heather Henderson

Robert is an amazing help! His staff as well were a huge help and very patient with me and my family in the home buying process. I am definitely going to refer them to people in my community that are interested in buying a home. Keep up the good work Signature Lending 👍

daniel GARCIA

1.5 years ago, I presented Mark with a nightmare mortgage scenario. I'll spare the details, but my buying process was much more complicated than most. Prior to talking to Signature Lending Services, I had given up on my hopes of being a homeowner.

Let me be perfectly clear. Mark went above and beyond the call of duty to get me approved. He worked tirelessly and was in constant communication with me. To say that I was impressed is an understatement.

Mark delivered on 100% of the things he said he would. My builder's agent complimented him on his

Kevin Smallwood

Hands down one of the best brokers in the business. Mark is very professional and puts his clients first. I have had the pleasure of working with Mark through multiple loans and he always exceeds my expectations. Mark was able to lock me in on a phenomenal interest rate 2 months prior to closing without a property selected, making my transaction even more stress free! Can your lender do that?

I highly recommend Signature Lending Services to anyone looking to purchase or refinance.

Hunter Mccullars

Latest News

Three Keys to Getting FHA Loans in Texas

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Secrets to Getting a Veterans Home Loan in Texas

Are you a military veteran living in the state of Texas? Yes? Do you want

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